Mortgages

  It can be very confusing for those who are buying their property for the first time and not sure where to start from. You can sit back and relax and let us take all the stress to find the right mortgage for you. We provide expert advice, to suit your needs. Your journey can be very smooth and relaxing if you know what the outcome looks like.

  Not necessarily going back to the same lender at the end of your current mortgage deal could potentially save you money. We can do that research for you and check what else is available From our panel of over 50 lenders  that could save you hundreds of £££ 

  Investing in the property can be hassle-free if you know how it all works. From secondary income, to property portfolio or something for your retirement there are different ways and reasons to invest. Call us to explore these options.

Kindy Note: Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority.

  Whether it is to buy your first business or to buy a subsequent business, We have access to specialist brokers who can find you the right mortgage from their own panel of lenders.

 A further advance is taking on more borrowing from your current mortgage lender and this is typically at a different rate to your main mortgage. This route can make sense if your lender's further advance rate is competitive and you don't want to Remortgage or switch lenders. It can be used for home improvements, a wedding or any personal purpose approved by the current lender.

Shared Ownership can be very complex for those who have never had a mortgage before. We can explain the process and make it very simple for you by working out how much you can borrow, what documents will be needed and how your future mortgage will look like. It could be a very good option for those who can’t buy a property in the open market due to their affordability.

It’s one of the best options for Council tenants who are living in the council house for years. It doesn’t require any deposit as long you can afford the mortgage based on your income.

If you struggle with your finances and are looking to reduce your existing credit commitments, Debt Consolidation could be an option for you.

A transfer of equity occurs when a property’s owner adds or removes a person (or people) to or from the title on the home, altering the ‘ownership’ of the property.